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Tan Fácil como Subirtea un Columpio
¡Olvídate de montones de papeleo y de listas de palabras desconocidas!
Podemos ayudarte a gestionar cada asunto que se te presente en tu camino!
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Don’t MissYour Perfect House!
Forget about tons of paperwork and lists of unknown words!
We can help to handle every issue you’re facing on your way!
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A Mi Manera
'Viví la inmensidad, sin conocer jamás fronteras. Jugué sin descansar, a mi manera', suena familiar?
Nosotros lo respetamos y estamos aquí para ayudarlo.
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Make Your DreamsCome True
Your family deserves the most comfortable house to live.
We help people to start a new life in a new place!
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Haciendo Sueños Realidad
Tu familia se merece la casa más cómoda para vivir.
¡Ayudamos a las personas a comenzar una nueva vida en un nuevo lugar!
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The Fastest Wayto Your New Home
Affordable prices are here to meet your dreams about your house!
Check the latest offers by top banks and financial companies.
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RATES US LOW AS

from  6.24%
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AMOUNT OF CREDIT

up to $5M
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FAST & EASY PROCESS

only  18 Days
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LONG LOAN TERM

up to 40 Year
OUR SERVICES

Find Loan Products We Offer

01. Buying a Home

Buying a home is one of the most exciting milestones in life—but it can also feel overwhelming if you don’t know what to expect. Whether you’re…

01. BUYING A HOME

Buying a home is one of the most exciting milestones in life—but it can also feel overwhelming if you don’t know what to expect. Whether you’re a first-time homebuyer or returning to the market, understanding what’s needed and the steps involved can help you move forward with confidence.

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02. Refinancing

Refinancing your mortgage can be one of the smartest financial moves you make…

02. REFINANCE

Refinancing your mortgage can be one of the smartest financial moves you make—whether you’re looking to lower your monthly payment, tap into your home’s equity, or get better loan terms. At VMA Lending, we help homeowners across Florida take advantage of refinancing opportunities designed to fit their goals and lifestyle.

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03. Flexible Mortgage

Not every borrower fits the traditional mortgage mold—and that’s okay.…

03. FLEXIBLE MORTGAGE

Non-QM (Non-Qualified Mortgage) loans, also known as alternative loans, are designed for homebuyers who don’t meet standard income or documentation requirements. These flexible loan programs help self-employed individuals, investors, retirees, and others who may not qualify for conventional mortgages.

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30 years, we passionate about achieving better results for our clients

We constantly work on delivering the best loan services to our clients. Our officer will walk you through every step of the loan application and approval process – from answering questions, to closing your loan quickly.

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Have Questions? We're Here for You!

If you have any questions or doubts about our products or processes, please don’t hesitate to reach out. Our team is here to support you every step of the way—whether you need guidance, clarification, or just someone to walk you through the details. We’re always happy to help!

WHAT PEOPLE SAY

Some of our Awesome Testimonials

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Speed Up the Loan Process

Stay tuned for the hottest news and the latest updates! With your phone you will always have a chance to see new offers and loan rate changes.

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2018

Year of Foundation

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426

Issued Loans

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45+

Business Parthners

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2005

Happy Clients

Four Steps

Fast & Easy Buying Process

Step 1

Get Pre-Approved

This is your starting point. A lender reviews your finances—credit score, income, debts, and assets—to determine how much you can borrow. Pre-approval strengthens your offer and shows sellers you're a serious buyer.
Step 1
Step 2

Find a Real Estate Agent

A qualified real estate agent helps guide you through the home buying journey. They provide expert market knowledge, negotiate on your behalf, and handle paperwork to make the process smoother and more efficient.
Step 2
Step 3

Search for Homes

Work with your agent to view properties, compare features, and choose the right neighborhood. This stage includes attending showings, asking questions, and narrowing down your options based on your budget and lifestyle.
Step 3
Step 4

Close the Deal

Once you find the right home, your agent helps you submit an offer. After the offer is accepted, you'll complete inspections, finalize the mortgage, and sign all documents. Once closed—you get the keys and officially become a homeowner!
Step 4

Unleash Your Full Potential at VMA Lending

In today’s market, the most valuable resources are your time, your talent, and your energy. At VMA Lending, we recognize that—and we’re committed to helping you make the most of all three.

Join a team that empowers you with the tools, support, and flexibility to grow your business, serve your clients, and build a rewarding career.

Your success is our mission. Let’s grow together.

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