Services

Lending services built around real borrower situations

VMA Lending does not force every borrower into the same box. The goal is to match the loan to the scenario, then keep the process moving.

Government and primary residence loans

FHA loans VA loans USDA and conventional options Refinance solutions

Non-QM and self-employed programs

Bank statement loans DSCR investor loans 1099 income and P&L programs ITIN and foreign national programs Asset qualifier options

Specialized lending

Reverse mortgages Commercial real estate financing Construction and custom scenario guidance Down payment assistance support