Terms of Use
Last updated: March 25, 2026
Acceptance of Terms
By accessing or using the VMA Lending, LLC website (“Site”), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this Site. VMA Lending, LLC reserves the right to modify these terms at any time, and your continued use of the Site constitutes acceptance of any changes.
Use of Website
This Site is provided for informational purposes only. You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use of this Site by, any third party. You may not use this Site to transmit or distribute any harmful, offensive, or unlawful material.
No Warranty on Rates and Calculators
Any mortgage rates, payment estimates, or calculator results displayed on this Site are for illustrative and educational purposes only. They do not constitute a loan offer, commitment to lend, or guarantee of any specific rate or terms. Actual rates, payments, and terms will depend on your individual financial situation, creditworthiness, and market conditions at the time of application. All rates and terms are subject to change without notice.
Intellectual Property
All content on this Site, including text, graphics, logos, images, and software, is the property of VMA Lending, LLC or its content providers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without prior written permission.
Limitation of Liability
VMA Lending, LLC provides this Site and its contents on an “as is” and “as available” basis without warranties of any kind, either express or implied. To the fullest extent permitted by law, VMA Lending, LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this Site, including any errors or omissions in the content.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any legal action or proceeding arising under these terms shall be brought exclusively in the courts located in Miami-Dade County, Florida.
Dispute Resolution
Any dispute arising out of or relating to these Terms of Use or your use of the Site shall first be attempted to be resolved through good-faith negotiation between the parties. If the dispute cannot be resolved through negotiation, it shall be submitted to binding arbitration in Miami-Dade County, Florida, in accordance with the rules of the American Arbitration Association.
Modifications
VMA Lending, LLC reserves the right to modify or discontinue this Site or these Terms of Use at any time without prior notice. It is your responsibility to review these terms periodically. Your continued use of the Site after any changes constitutes acceptance of the revised terms.
Contact
If you have questions about these Terms of Use, contact us at:
Terms and disclosures
Questions About These Terms
Use these verified details for any questions, documents, or scheduling.
Office line
(786) 622-2224
info@vmalending.com
Company NMLS
#2734596
Abel Medero NMLS
#1010813
OFR license
MBR8077